Buyer's Guide

For Buyers

Embarking on the journey of buying a home can be a stressful process. There are lots of factors to consider, and for first-time buyers, the journey can be downright overwhelming. My focus is to make the process of buying a home as efficient and seamless as possible, so you will be able to fully concentrate on enjoying your new house.

As we work together to find the best home for you, I will provide support throughout the entire process, going the extra mile to identify off-market and overlooked properties in search of some hidden gems. Thanks to my extensive resources, experience, and market knowledge, I’m well-equipped to help you achieve your dream of homeownership. I look forward to working with you!

HOME BUYING PROCESS

So you’re ready to purchase a home -- where do you start? When we work together to find the perfect Los Angeles home to meet your needs, the process we follow will look something like this:

Evaluate Your Needs

We’ll meet up to discuss your specific criteria regarding the type of home and amenities that are most important to you.

Finding a lender

I will guide you through the process of finding a lender. A loan consultant will also be a great resource here, helping you determine a loan amount and providing a pre-approval letter.

Viewing and selecting a property

Using my professional network and experience, I’ll research all available properties that suit your preferences (including off-market listings) and begin showing you homes based on our established criteria. These criteria may need to be re-assessed as we view the homes, keeping communication open. The more precise and direct you are, the more successful our search will be, so don’t be afraid to let me know if your preferences change.

Structuring a compelling offer

As soon as you’ve found the home you’d like to purchase, I’ll do any necessary research to help you put together an effective offer. Together, we will write the purchase agreement; throughout this process, I will advise you on protective contingencies, customary practices, and local regulations.

Presenting your offer

After completing our work on the offer, I will present it to the seller or the seller’s agent. At this point, the seller has three options: to accept, reject, or counter.

Responding to the seller

When we receive a response from the seller, I will review it with you. If the seller has countered your offer, you will have three options: accepting, rejecting, or countering.

Opening your escrow

When the purchase agreement has been accepted and signed by all parties, I’ll open escrow for you. This is when your initial deposit will be given to the title company, a neutral third party that receives, holds, and distributes all funds associated with the transaction.

Removing contingencies

Prior to closing, all contingencies listed in the Purchase Agreement must be met. I’ll coordinate the removal of these contingencies and review any and all documents with you. Typical contingencies might include:

Approval of the seller’s transfer disclosure statement and preliminary title report
Physical inspections of the property
Loan approval, including an appraisal of the property

Closing escrow

As soon as all conditions of the purchase agreement are met, you will sign your loan documents and closing papers. You’ll deposit the balance of your down payment and closing costs to escrow, and your lender will deposit the balance of the purchase price. The deed will then be recorded at the County Recorder’s office -- and you’ll be the proud owner of a fantastic new home!

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Home Buying Process

As your realtor, I’ll be happy to assist you with a variety of aspects of the home buying process, including:

1. Education about the current market conditions 2. Scheduling immediate showings of selected properties 3. Providing you with a list of reputable lenders 4. Providing experienced counsel when writing an offer 5. Compiling a list of qualified and licensed inspectors 6. Negotiating strongly on your behalf 7. Helping you visualize cosmetic updating when needed 8. Providing a phone list of utilities and change of address website 9. Being present as the escrow signing appointment at the title company 10. Providing a complete file after closing escrow 11. Offering continued services beyond the sale